Transactions qualify for 6% or 3% Cash Rewards based on how merchants classify the transaction. During any calendar quarter in which you spend more than $1,500 in your one 3% category, you will earn 1.5% Cash Rewards for any additional spend in that category during that quarter. During any calendar quarter in which you spend more than $1,500 combined at your two 6% retailers, you will earn 1.5% Cash Rewards for any additional spend at those retailers during that quarter. There are no limits on your 1.5% Cash Rewards earnings. You will earn 3% Cash back on your first $1,500 in net purchases in your chosen 3% category. You will earn 6% Cash back on your first $1,500 in combined net purchases at your two chosen 6% retailers. Allow up to 3 business days for registration to take effect before you will be eligible to earn 3% Cash Rewards and 6% Cash Rewards.

You must enroll each quarter into two retailers and one purchase category of your choice, or all net purchases (purchases minus returns or credits) will earn no more than 1.5% Cash back. Find a financial advisor or wealth specialist.

Google’s use of your personal information is governed by Google Pay’s Terms of Service Google Pay’s Terms of Service. Your transaction information will not be used by Google to generate targeted advertising, promotional offers or to improve other Google services.

Merchants may also provide Google with certain transaction data relating to purchases made using an eligible Card in Google Wallet. Google Maps, Gmail) to improve your Google Pay experience. Google may combine additional information collected from your use of other Google services (e.g. In addition, Google may use your information in an aggregated or anonymized form for the purpose of understanding performance and improving Google Pay. Google will make this transaction information available for display on your device (for example, your most recent transactions and other receipt information collected from your use of other Google services, such as Google Maps). To facilitate your participation in Google Pay, CIBC will share Google Pay transaction information with Google for each credit or debit card you have added to Google Wallet.

Open a new window in your browser. Google Payments allows you to use your card to make payments in the Google Play Store and online with Google. When you add your CIBC credit or debit card to Google Wallet, your card is also added to Google Payments Google Payments.

Google account credit cards